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I have been so busy that I have not been able to announce that we got a new sponsor for our websites. I love when we get sponsors that offer free things and this one offers a free service that many people could really use.

Everyone tries to get good credit. Everyone also knows that the three major credit reporting agencies store all your information. That information is what determines if you get a car or home loan. That information decides if you get to refinance your home and for how much. That information also can be checked by companies that you apply to. It could even prevent you from getting the job you want.

What a lot of people do not know is that you are allowed to check that information once every 12 months. Why check what your credit report says about you? Well for starters there could be some errors and it could show that you still owe on things that you have paid off. There could also be bills that you forgot about years ago that you could easily pay off to help your credit.

Most importantly you should check your credit every year to make sure that you have not become a victim of identity theft. People need only learn your social security number and your name to start ruining your life. As the economy gets worse the number of people victimized gets higher. You need to check your credit report every year to be sure that no one is getting credit cards or loans in your name.

Free Credit Reports 360 makes it easy to get your credit reports from TransUnion, Equifax and Experian.