Traffic pro

The economy this Christmas season has caused people to cut back on their spending. Many families have already cut back and Christmas proves to be an added strain on budgets that were already about to unravel.

When people are hurting for money crime always goes up. Christmas is always a high crime time period as it is. We need to really be careful during this time of year. People get robbed in parking lots. Cars and homes get broken into also. All in the search for the extra cash and presents that are expected during this time of year.

As technology gets more advanced so do the criminals. Everyday you hear about people committing crimes over the internet. People hacking into websites and stealing information. Information is big money.

How many people and companies have your information? Companies you do business with or pay utilities too. Stores you buy things from. Everyday we leave a paper and internet trail behind us. How many people have access to your social security number, credit card numbers, bank and savings account numbers. All you need is for one of them to use that information and your credit and future can be destroyed.

I just recently heard a story about a young man that went to buy his first car and found he had horrible credit. He just became an adult but someone else had already used his information and got bills and credit cards in his name.

Some people will check their credit history from time to time but very few think to check their kid's credit history. Kids are especially vulnerable because it takes longer before anyone will notice the problem. Kids do not normally apply for loans or a new job so bad credit is not found right away. This gives people time to cause more problems.

So what can you do? You can check your credit history and those of your kids from time to time. This shows you if anyone is getting bills, loans, or credit cards in your name. By then they have already caused damage though. You will find out but you will still have to go through all of the problems to try to fix it. Sometimes you are not able to fix it.

A better option is to pay a company like LifeLock. I am sure you have seen the commercials. The man has a huge sign on the side of a truck that has his name and social security number on it. You would not ever want anyone to have access to both or they could destroy your life. That is why they say to never carry your card in a purse or wallet.

LifeLock has identity protection services that stop criminals from even being able to ruin your credit. Before any new credit can be issued in your name creditors will have to be called to verify that it is really you. It is that simple. For more information you can check out LifeLock reviews.